Joint Bank Account Application With 3+ Sample
Joint account application: Normally we open a joint account instead of two different accounts on two different names. As it is very hassle to maintain two different accounts, opening a joint account is the best way. Joint account is the best choice for the husband and wife. Besides it, partners of a business open this type of account to maintain or run the business.
If you have already an account, you do not have to open a new one. Just transfer the previous account into a joint account. Submit an application and the documents of the person whom you want to associate with your account and fulfill the formalities. Here you will get the application.
Unless you have an account, you have to apply and submit the documents for both of you.
Application/ Letter Format
Opening joint account Sample
Sub: [Opening a joint account]
With due respect, we beg to state that we are the permanent residents of kaliachalk. We intend to open a jointly saving account with your bank in the name of ourselves Mr. Ajay Kumar Mandal and Mrs. Radhika Mandal (Husband and wife). We have all the necessary documents.
We can come to the branch to complete the formalities at any time of your convenience.
Request For Opening Joint Bank Account
The Bank Manager
State Bank of India
With a lot of respect, I beg to state that we are businessmen. We have run a business. We would like to open a joint bank account in the names of ourselves Amit Dey and Arjun Karmakar (Business partner) with your branch for our business purpose. We have attached all the necessary document copies along with this application.
We, therefore, request you to co-operate us opening a joint bank account.
[Name of the applicent]
Application For Joint Bank Account
The Branch Manager
Bank of India
Harish Chandra Pur Branch
Harish Chandra Pur
Sub: [ ______________ ]
I am writing this letter to inform you that I am an account holder with your branch. My account number is XXXXXXXXXX. Now I would like to associate my son [Ashutosh Kumar Saha] as a joint account holder of my account. The required documents of my son have been enclosed with the application.
Please do the needful at your earliest and provide ATM card, passbook, cheque book, to my son as a new account holder.
FAQ’s Joint Bank Account Application
Can a couple open a joint bank account?
Answer: Yes. A couple can open a joint account. A joint account can be opened with a son, daughter, wife and any other relatives. Even business partners can open it.
How can I write a letter from bank to single account to joint account?
Answer: It is very easy to write a letter. You can follow the format that has been presented in our blog and get an idea about it. Then you can write a new letter by yourself.
How do I apply for a joint account?
Answer: You should write an application mentioning the reason of opening a joint account. And then go to the bank manager and talk about it.
Can you open joint account without being married?
Answer: Yes you can open a joint account without being married. You can do it with your relatives and business partners.
Which bank is best for joint account?
Answer: It is totally depends on you. All banks provide this facility to the customers.
Does joint account have ATM card?
Answer: Yes. Joint account holders have ATM cards. They can withdraw money from the funds.
Does a joint account need both signatures?
Answer: Both signatures are equal for the activities of the bank.
Who can close a joint account?
Answer: The co-owner of the account can close a joint account.
Can joint account convert to single?
Answer: Yes you can convert your joint account into a single account but you have to go to the branch and talk with the manager and submit a letter and fulfill the formalities of the bank.
Read More Post Related Banking Issue:
- Transfer your bank account
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- Current account opening
- Opening a joint account
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- ATM Card
- Hire a locker
- Change specimen signature
- Renewal of fixed deposit account
- Complaining non-receipt of pass-book
- Stop payment of a lost check
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- Change registered mobile number
I hope you have got the right information and chosen the sample and format for the Joint account application. If you like the post, you can do a little help by sharing it with your friends, relatives and do comment in the below comment box.